Located directly across Thomas Drive from Rick Seltzer Park

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Home For Sale

7428 Thomas Drive

Panama City, Florida 32408

Bay County

Waterfront: Yes

Community: Holiday Beach Unit 16

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$949,999 4 br, 4.0 bath 2375 sq. ft. 0.070 acres

Located directly across Thomas Drive from Rick Seltzer Park, this three-story, 4-bedroom, 3.5-bath home offers exceptional proximity to one of the most desirable public beach accesses in Panama City Beach. The park provides dedicated beach frontage, lifeguards, showers, and ample parking, along with Gulf views from the home due to the protected frontage. Offered fully furnished, this coastal property features over $50,000 in recent upgrades, including brand-new composite decking and a new roof section beneath it. The flexible three-level layout includes multiple suites, a second-floor loft with built-ins, and a third-floor entertainment space with vaulted ceilings, wet bar, sleeper sofa, and custom-built queen bunkbeds. The main living area features 10' ceilings, tile flooring, crown molding, fireplace, and abundant natural light. The kitchen includes granite countertops, stainless appliances, wood cabinetry, breakfast bar, and walk-in pantry. Outdoor features include a private fenced backyard with heated saltwater pool and a 25' rooftop observation deck with Gulf views. Pool equipment includes a Wi-Fi-controlled Circupool salt generator, Hayward 2500 heater, and sand filter. Additional features include Navien gas tankless water heater, aluminum hurricane shutters, laundry room with washer and dryer, parking for 4+ vehicles, and a layout that accommodates large groups. Previously used as a short-term rental with strong historical income potential. Offered turnkey.

Interior:
  • Bedrooms: 4
  • Baths: 4.0
  • Sq Ft: 2375
  • Year Built: 2005
  • Utilities: 
  • Fireplaces: Has Fireplace
  • Stories: 3
  • Heat/AC: Electric (Heating), Fireplace(s), Central
  • Garage: 
Exterior:
  • Lot Size: 0.070 acre
  • Lot Dimensions: 
  • Waterfront: Yes
  • View Types: 
  • Yard: 
  • Siding: HardiplankType
  • Roof: Metal
  • Property Taxes: $7,589
  • Swimming Pool: Yes
  • MLS #: 784109
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Contact Information:
Beach Home For Sale in Panama City, Florida
Listing Agent: Dennis M Dunnigan, Coastal Choice Realty, LLC, 850-258-3880, 850-215-4160 Listing Site, Listing Status: Active
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7177498
Viewed 35 times.
Updated: Feb 24, 2026

This property is a Home located at 7428 Thomas Drive, Panama City, Florida 32408, and is currently For Sale at $949,999. This Home has 4 bedrooms, 4.0 baths, 2375 sq ft.