If owning a beach property in Panama City Beach is on your list

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Home For Sale

7420 Thomas Drive

Panama City Beach, Florida 32408

Bay County

Community: Holiday Beach Unit 16

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$925,000 4 br, 4.0 bath 2375 sq. ft. 0.070 acres

If owning a beach property in Panama City Beach is on your list, this fully furnished three-story vacation home is ready to go and has no HOA restrictions. Designed to comfortably accommodate up to 16 guests, the home offers beautiful Gulf views, a private fenced backyard with a pool, and a location just steps from the sand. The spacious 25' x 18' third-floor balcony is the perfect place to take in the Gulf scenery. Positioned directly across from Rick Seltzer Park, the views are protected and unlikely to change. Step inside from the covered front porch into a bright open-concept living, dining, and kitchen area featuring a fireplace, 11-foot ceilings, crown molding, and tile flooring throughout. The kitchen is designed for entertaining with granite countertops, a large island with breakfast bar seating, solid wood cabinetry, stainless steel appliances, and a generous walk-in pantry. Toward the rear of the first floor you'll find a spacious laundry room, a full bathroom with granite counters and a tub/shower combo, and a bedroom with a large walk-in closet and direct access to the bathroom. A side entrance near the staircase leads outside to a private walkway and gated backyard, where the pool and fully fenced yard create a great space for guests who want to alternate between the pool and the Gulf. Head up to the second level where the primary suite awaits. This retreat includes two closets, a private balcony overlooking the Gulf, and an ensuite bath with granite countertops, a jetted soaking tub, and a glass-enclosed walk-in shower. Another bedroom on this floor includes an owner's closet and its own full bathroom with granite counters and a tub/shower combination. The third floor serves as an entertainment space, featuring a second living area with 11-foot ceilings, tile floors, a wet bar with granite counters, a half bath, large sofas (including a sleeper), and a bunk bed--perfect for gathering or additional sleeping space. From here, step out onto the oversized 25' x 18' deck where you can enjoy unobstructed Gulf views while dining at the outdoor table and chairs. Built with weather-resistant Trex Decking and durable Hardie board siding, the home was designed for low exterior maintenance. The property is beautifully furnished and completely turn-key, making it ideal as a vacation rental or second home. Across the street, Rick Seltzer Park provides easy public beach access with restrooms, outdoor showers, and seasonal lifeguards. A nearby crosswalk allows for safe and convenient access to the beach. You'll also be close to some of the area's best attractions, including dining, shopping, boating, marinas, bike rentals, amusement parks, and St. Andrews State Park. This three-story beach home offers the perfect opportunity to enjoy the best of Panama City Beach living. and vacationing.

Interior:
  • Bedrooms: 4
  • Baths: 4.0
  • Sq Ft: 2375
  • Year Built: 2005
  • Utilities: 
  • Fireplaces: 
  • Stories: 3
  • Heat/AC: Central, Electric (Heating)
  • Garage: 
Exterior:
  • Lot Size: 0.070 acre
  • Lot Dimensions: 
  • View Types: 
  • Yard: 
  • Siding: HardiplankType, WoodFrame
  • Roof: Metal
  • Property Taxes: $7,282
  • Swimming Pool: Yes
  • MLS #: 786683
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Contact Information:
Beach Home For Sale in Panama City Beach, Florida
Listing Agent: Mindi A Sato, Keller Williams Success Realty, 850-628-3118, 850-249-0313 Listing Site, Listing Status: Active
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7390498
Viewed 16 times.
Updated: Mar 12, 2026

This property is a Home located at 7420 Thomas Drive, Panama City Beach, Florida 32408, and is currently For Sale at $925,000. This Home has 4 bedrooms, 4.0 baths, 2375 sq ft.