Coastal living with purpose--whether that means mornings on the

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Home Active Under Contract

6114 6th St

Surf City, North Carolina 28445

Onslow County

Waterfront: Yes

Community: Old Settlers Beach

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$925,000 3 br, 2.0 bath 1660 sq. ft. 0.170 acres

Coastal living with purpose--whether that means mornings on the water, afternoons on the boat, or creating income when you're away. Located on a canal in Surf City on Topsail Island, this home offers direct access to the Intracoastal Waterway with a private boat lift, making it easy to go from your backyard to open water in minutes. Designed for both everyday living and coastal getaways, the main living space is filled with natural light and opens to a waterfront deck where the focus is simple--relax, unwind, and enjoy the view. Vaulted wood ceilings add warmth and character, creating a space that feels inviting after a full day on the water. The layout is ideal for flexibility. The owner's suite is positioned on the main level with private balcony access, while additional sleeping areas, including built-in bunks, allow for hosting guests or maximizing rental potential. Upstairs, you'll find two spacious guest rooms along with a full bath, offering comfort and privacy for family and visitors. The unfinished ground level adds even more opportunity, giving you the freedom to create the space that fits your needs--whether that's additional storage, a game room, home office, or future expansion. Whether you're looking for a second home, a full-time coastal residence, or a property that can generate vacation rental income, this home checks all the boxes. With rental projections estimated between $64,000 and $81,000 annually, this property offers strong potential as a vacation rental while still providing a relaxing coastal retreat.

Interior:
  • Bedrooms: 3
  • Baths: 2.0
  • Sq Ft: 1660
  • Year Built: 1990
  • Utilities: 
  • Fireplaces: 
  • Stories: 2
  • Heat/AC: Electric (Heating), Heat Pump (Heating), Forced Air
  • Garage: Garage, Off Street
Exterior:
  • Lot Size: 0.170 acre
  • Lot Dimensions: 
  • Waterfront: Yes
  • View Types: 
  • Yard: 
  • Siding: Fiber Cement, Wood Frame
  • Roof: Shingle
  • Property Taxes: $7,043
  • MLS #: 100559850
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Contact Information:
Beach Home Active Under Contract in Surf City, North Carolina
Listing Agent: Kim E Cotton, RE/MAX Southern Coast, 910-712-2171, 910-363-4565 Listing Site, Listing Status: Active Under Contract
Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7391440
Viewed 49 times.
Updated: Mar 15, 2026

This property is a Home located at 6114 6th St, Surf City, North Carolina 28445, and is currently Active Under Contract at $925,000. This Home has 3 bedrooms, 2.0 baths, 1660 sq ft.