VA Assumable!Experience refined waterfront living in the Florida

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Home For Sale

439 Palm Drive Drive

Lower Matecumbe Key, Florida 33036

Monroe County

Waterfront: Yes

Water View: Yes

Community: Safety Harbor (74)

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$2,650,000 4 br, 3.0 bath 2294 sq. ft. 0.000 acres

VA Assumable!Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water.A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease.Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storage--an uncommon and highly desirable feature in the Keys.Inside, the home offers a bright, coastal interior that complements the surrounding water views, creating a calm and inviting retreat. Designed for both full-time living and elegant escapes, the residence balances relaxed island style with upscale practicality.Whether hosting sunset gatherings, heading offshore at first light, or enjoying quiet evenings by the water, this property delivers a lifestyle defined by ease, sophistication, and the unparalleled beauty of the Florida Keys. An exceptional opportunity for those seeking a premier waterfront home that supports both luxury living and an active boating lifestyle.

Interior:
  • Bedrooms: 4
  • Baths: 3.0
  • Sq Ft: 2294
  • Year Built: 1983
  • Utilities: 
  • Fireplaces: 
  • Stories: 
  • Heat/AC: 
  • Garage: Carport
Exterior:
  • Lot Size: 0.000 acre
  • Lot Dimensions: 
  • Waterfront: Yes
  • View Types: Water
  • Yard: 
  • Siding: 
  • Roof: Shingle
  • Property Taxes: $16,372
  • Yearly HOA Fee: $100
  • MLS #: 617822
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Contact Information:
Beach Home For Sale in Lower Matecumbe Key, Florida
Listing Agent: Caroline Hendrix, Coldwell Banker Schmitt Islamorada, 786-847-3705, 305-664-4470 Listing Site, Listing Status: Active
Copyright © 2025 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7019866
Viewed 48 times.
Updated: Jan 21, 2026

This property is a Home located at 439 Palm Drive Drive, Lower Matecumbe Key, Florida 33036, and is currently For Sale at $2,650,000. This Home has 4 bedrooms, 3.0 baths, 2294 sq ft.