South Hill Banks is a waterfront community in Essex County

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Home For Sale

430 PINE TREE RD

Center Cross, Virginia 22437

Essex County Water View: Yes

Community: South Hill Banks

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$445,000 3 br, 2.0 bath 1400 sq. ft. 0.000 acres

South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including replacement windows, a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina. The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in READY FOR THE SUMMER.

Interior:
  • Bedrooms: 3
  • Baths: 2.0
  • Sq Ft: 1400
  • Year Built: 1968
  • Utilities: 
  • Fireplaces: 
  • Stories: 1
  • Heat/AC: Electric (Heating), Heat Pump (Heating)
  • Garage: None
Exterior:
  • Lot Size: 0.000 acre
  • Lot Dimensions: 
  • View Types: River, Water
  • Yard: 
  • Siding: Block, Vinyl Siding
  • Roof: 
  • Property Taxes: $984
  • MLS #: 120180
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Contact Information:
Beach Home For Sale in Center Cross, Virginia
Listing Agent: Jeff Brooks, Hometown Realty Services, Inc., 804-445-1395, 804-443-0067 Listing Site, Listing Status: Active
Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7475007
Viewed 12 times.
Updated: Mar 26, 2026

This property is a Home located at 430 PINE TREE RD, Center Cross, Virginia 22437, and is currently For Sale at $445,000. This Home has 3 bedrooms, 2.0 baths, 1400 sq ft.