Discover coastal living at its finest in this beautifully

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Home For Sale

417 Cobia Avenue

Fort Walton Beach, Florida 32548

Okaloosa County

Community: SANTA ROSA ISLAND

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$1,070,000 4 br, 3.0 bath 2665 sq. ft. 0.320 acres

Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!

Interior:
  • Bedrooms: 4
  • Baths: 3.0
  • Sq Ft: 2665
  • Year Built: 1972
  • Utilities: 
  • Fireplaces: Has Fireplace
  • Stories: 2
  • Heat/AC: Central
  • Garage: 
Exterior:
  • Lot Size: 0.320 acre
  • Lot Dimensions: 
  • View Types: 
  • Yard: 
  • Siding: Brick, Siding Vinyl
  • Roof: 
  • Property Taxes: $3,124
  • MLS #: 989999
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Contact Information:
Beach Home For Sale in Fort Walton Beach, Florida
Listing Agent: Crystal L Watkins, Compass Florida, LLC, 305-851-2820, 850-296-9769 Listing Site, Listing Status: Active
Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 6856123
Viewed 20 times.
Updated: Dec 04, 2025

This property is a Home located at 417 Cobia Avenue, Fort Walton Beach, Florida 32548, and is currently For Sale at $1,070,000. This Home has 4 bedrooms, 3.0 baths, 2665 sq ft.