Welcome to 4049 Indian Bayou North, priced below appraised value

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Home For Sale

4049 N Indian Bayou

Destin, Florida 32541

Okaloosa County

Waterfront: Yes

Community: MORENO ACRES S/D

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$3,199,000 5 br, 5.0 bath 4751 sq. ft. 0.430 acres

Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office, a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.

Interior:
  • Bedrooms: 5
  • Baths: 5.0
  • Sq Ft: 4751
  • Year Built: 2022
  • Utilities: 
  • Fireplaces: Has Fireplace
  • Stories: 2
  • Heat/AC: 
  • Garage: Oversize, Garage
Exterior:
  • Lot Size: 0.430 acre
  • Lot Dimensions: 
  • Waterfront: Yes
  • View Types: 
  • Yard: 
  • Siding: Brick, Siding CmntFbrHrdBrd, Trim Aluminum
  • Roof: 
  • Property Taxes: $25,268
  • Swimming Pool: Yes
  • MLS #: 989969
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Contact Information:
Beach Home For Sale in Destin, Florida
Listing Agent: Cora J Rasmussen, Realty ONE Group Emerald Coast, 253-509-2516, 850-842-3211 Listing Site, Listing Status: Active
Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 6852110
Viewed 11 times.
Updated: Dec 04, 2025

This property is a Home located at 4049 N Indian Bayou, Destin, Florida 32541, and is currently For Sale at $3,199,000. This Home has 5 bedrooms, 5.0 baths, 4751 sq ft.