*OPEN HOUSE 5/2/2026, 11AM-1PM. Welcome to the Blackwater Jewel

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Home For Sale

3940 Plantation Cove Ct

Milton, Florida 32583

Santa Rosa County

Waterfront: Yes

Water View: Yes

Community: Bay Pointe Plantation

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$1,630,000 4 br, 4.0 bath 3815 sq. ft. 0.629 acres

*OPEN HOUSE 5/2/2026, 11AM-1PM. Welcome to the Blackwater Jewel, a truly rare opportunity to own a waterfront home that combines exceptional craftsmanship, thoughtful design, and an unmatched lifestyle on Blackwater Bay. Situated on the largest lot in Bay Pointe Plantation, this custom brick residence offers panoramic water views and the peace of mind of an X flood zone, meaning no flood insurance is required, a feature that is incredibly hard to find along the waterpleted in 2018, this 3,815 square foot home was built for both everyday living and effortless entertaining. From the moment you step inside, the bayfront views draw you in, perfectly framed by an open concept layout, wood flooring, custom built ins, and a brick gas fireplace. The kitchen is both beautiful and functional, featuring quartz countertops, double ovens, a custom island with banquette seating, and a walk in butler's pantry complete with a coffee nook, prep sink, filtered water, and ice maker. What truly sets this home apart is the level of craftsmanship throughout. The seller, a master cabinet maker, has created custom cabinetry, closets, and detailed trim work that elevates every space and makes the home feel like a one of a kind work of art. The primary suite offers a private retreat with a spa like bath, while each additional bedroom includes its own en suite bath. Upstairs, a spacious game room with wet bar, private office, and walk around attic provide flexibility for how you live. Step outside and the lifestyle continues. Over 900 square feet of outdoor living space includes a covered porch, outdoor kitchen, open deck, and enclosed shower. The custom dock features smart lighting, covered boat storage, and a fully equipped fish cleaning station with bar seating, creating the perfect setting for days on the water and evenings by the bay. This is more than a home, it is a rare chance to experience waterfront living the way it was meant to be.

Interior:
  • Bedrooms: 4
  • Baths: 4.0
  • Sq Ft: 3815
  • Year Built: 2018
  • Utilities: 
  • Fireplaces: Has Fireplace
  • Stories: 1
  • Heat/AC: Fireplace(s), Central
  • Garage: Guest, Garage, Open
Exterior:
  • Lot Size: 0.629 acre
  • Lot Dimensions: 
  • Waterfront: Yes
  • View Types: River, Water
  • Yard: 
  • Siding: Brick
  • Roof: Shingle
  • MLS #: 681724
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Contact Information:
Beach Home For Sale in Milton, Florida
Listing Agent: Jessica Duncan, Duncan Real Estate Collective LLC, , 850-554-1783 Listing Site, Listing Status: Active
Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7639691
Viewed 3 times.
Updated: Apr 28, 2026

This property is a Home located at 3940 Plantation Cove Ct, Milton, Florida 32583, and is currently For Sale at $1,630,000. This Home has 4 bedrooms, 4.0 baths, 3815 sq ft.