Now reduced $30,000 and featuring a 2.25% assumable loan (~$350K

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Home For Sale

3022 SW 28th Avenue

Cape Coral, Florida 33914

Lee County

Waterfront: Yes

Water View: Yes

Community: CAPE CORAL

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$649,000 3 br, 2.0 bath 1971 sq. ft. 0.240 acres

Now reduced $30,000 and featuring a 2.25% assumable loan (~$350K balance) pending buyer approvalpared to a new 30-year mortgage at current rates, the interest savings could be in excess of $300,000 over the life of the loan! Situated on one of the widest canals in Southwest Cape Coral with perfect western orientation for year-round sunsets, this Gulf access pool home offers exceptional water views and rare peace of mind. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin, creating an open, unobstructed waterfront setting that is difficult to replicate. The home is positioned on a pie-shaped lot with approximately 125 feet of water frontage, providing more than 50% greater frontage than a typical Gulf access property. Not one but two docks enhance functionality and flexibility for boating (one dock has lift), fishing, or waterfront entertaining! The lot's position along the canal significantly enhances the width and depth of the water views compared to surrounding properties. This property checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with a 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 SF with 3 beds, 2 baths (including pool bath) and balances comfort and practicality. The kitchen was recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace, ideal for cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor lifestyle. Assumable VA loan at 2.25% with approximately $350,000 remaining - exceptional financing opportunity for qualified buyers saving tens of thousands of dollars over the life of the loan! With exceptional canal width, long basin views, expanded water frontage, dual docks, and major system upgrades already completed, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral's most desirable waterfront settings.

Interior:
  • Bedrooms: 3
  • Baths: 2.0
  • Sq Ft: 1971
  • Year Built: 1989
  • Utilities: 
  • Fireplaces: Has Fireplace
  • Stories: 1
  • Heat/AC: Electric (Heating), Central
  • Garage: Garage, Open
Exterior:
  • Lot Size: 0.240 acre
  • Lot Dimensions: 
  • Waterfront: Yes
  • View Types: Water
  • Yard: 
  • Siding: Block, Concrete, Stucco
  • Roof: Shingle
  • Property Taxes: $5,091
  • Swimming Pool: Yes
  • MLS #: 2026005575
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Contact Information:
Beach Home For Sale in Cape Coral, Florida
Listing Agent: Jon Wunsch, Wunsch Realty Inc, 239-896-5013, 239-896-5013 Listing Site, Listing Status: Active
Copyright © 2025 Florida Gulf Coast Multiple Listing Service, Inc.. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7212255
Viewed 18 times.
Updated: Feb 16, 2026

This property is a Home located at 3022 SW 28th Avenue, Cape Coral, Florida 33914, and is currently For Sale at $649,000. This Home has 3 bedrooms, 2.0 baths, 1971 sq ft.