RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest

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Home Sale Pending

268 Ryder Ln

Panama City, Florida 32404

Bay County

Community: Bridge Harbor

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$352,000 4 br, 2.0 bath 1867 sq. ft. 0.160 acres

RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3.75%! The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond views and no neighboring homes directly behind! Enjoy the community sidewalks, 100 year old Oak Tree park, resort style pool and access to the beautiful beach area with views of the bay! Schedule an appointment today!! Bridge Harbor is located in eastern Bay County just off of Boat Race Road. Living here would you mean that you are approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. And the Gulf of America is less than 30 minutes away. If you're looking for the perfect community, you've found it!

Interior:
  • Bedrooms: 4
  • Baths: 2.0
  • Sq Ft: 1867
  • Year Built: 2022
  • Utilities: 
  • Fireplaces: 
  • Stories: 
  • Heat/AC: Central
  • Garage: Garage, Open
Exterior:
  • Lot Size: 0.160 acre
  • Lot Dimensions: 
  • View Types: 
  • Yard: 
  • Siding: VinylSiding
  • Roof: 
  • Property Taxes: $3,311
  • MLS #: 786515
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Contact Information:
Beach Home Sale Pending in Panama City, Florida
Listing Agent: Johanna L Hoskins, Realty ONE Group Emerald Coast, 850-624-5853, 850-238-8338 Listing Site, Listing Status: Pending
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7382011
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Updated: Apr 04, 2026

This property is a Home located at 268 Ryder Ln, Panama City, Florida 32404, and is currently Sale Pending at $352,000. This Home has 4 bedrooms, 2.0 baths, 1867 sq ft.