Welcome to your ultimate beach retreat on the highly

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Home For Sale

20816 Front Beach Road

Panama City Beach, Florida 32413

Bay County

Community: SANTA MONICA BEACH

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$2,600,000 6 br, 4.0 bath 2808 sq. ft. 0.340 acres

Welcome to your ultimate beach retreat on the highly sought-after west end of Panama City Beach! This fully remodeled 6-bedroom, 4-bath coastal stunner delivers the perfect blend of luxury, entertainment, and Gulf-side living. Enjoy beautiful views of the Gulf along with private beach access, giving you the beachfront lifestyle everyone dreams of. Step into a home that feels welcoming with high-end finishes, designer touches, upgraded LED lighting, and a thoughtful layout that makes every space shine. The home comes fully furnished, offering a true turnkey opportunity whether you plan to use it as a primary residence, second home, or high-performing investment property. Outside, the fun really begins. The expansive outdoor area is built for entertaining with multiple seating zones, a heated private pool, and vibrant LED lighting that transforms the space into a coastal oasis at night. The property also features a mini-golf area, perfect for guests, kids, and everyone looking to enjoy a little friendly competition. From the incredible outdoor amenities to the luxurious interior updates, this home offers an unmatched experience on Front Beach Road. If you're searching for a Gulf-view property that truly has it all, this is the one. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.

Interior:
  • Bedrooms: 6
  • Baths: 4.0
  • Sq Ft: 2808
  • Year Built: 2002
  • Utilities: 
  • Fireplaces: Has Fireplace
  • Stories: 2
  • Heat/AC: Natural Gas
  • Garage: 
Exterior:
  • Lot Size: 0.340 acre
  • Lot Dimensions: 
  • View Types: 
  • Yard: 
  • Siding: Block, Frame, Roof Pitched, Siding Vinyl, Siding Wood, Stucco
  • Roof: 
  • Property Taxes: $21,119
  • MLS #: 990262
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Contact Information:
Beach Home For Sale in Panama City Beach, Florida
Listing Agent: Cyndi Wilkinson, Rosemary Beach Realty, Inc., 850-814-4323, 850-278-2000 Listing Site, Listing Status: Active
Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 6876492
Viewed 20 times.
Updated: Dec 04, 2025

This property is a Home located at 20816 Front Beach Road, Panama City Beach, Florida 32413, and is currently For Sale at $2,600,000. This Home has 6 bedrooms, 4.0 baths, 2808 sq ft.