This beautifully maintained and thoughtfully updated 3-bedroom

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Home For Sale

12590 Emerald Lake Dr

Panama City Beach, Florida 32407

Bay County

Community: Emerald Lake Estates

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$425,000 3 br, 2.0 bath 1211 sq. ft. 0.150 acres

This beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including coastal-inspired accents. Two additional bedrooms share a full bath with an upgraded vanity, lighting and plumbing fixtures. Step outside to enjoy a fully fenced backyard with well-maintained landscaping, supported by a sprinkler system on a newly installed shallow well pump. The outdoor space also includes a storage building and a shaded patio-perfect for relaxing or entertaining. Energy efficiency is a standout feature, with paid off solar panels keeping the current owner's electric bill at approximately $40 per month. Located just minutes from the beach, this home offers easy access to local favorites including Pier Park, Pirates Voyage Dinner & Show, and Topgolf Panama City Beach, along with shopping, dining and other entertainment options. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home delivers the perfect blend of comfort, style, and location.

Interior:
  • Bedrooms: 3
  • Baths: 2.0
  • Sq Ft: 1211
  • Year Built: 1991
  • Utilities: 
  • Fireplaces: 
  • Stories: 
  • Heat/AC: Central, Electric (Heating)
  • Garage: 
Exterior:
  • Lot Size: 0.150 acre
  • Lot Dimensions: 
  • View Types: 
  • Yard: 
  • Siding: Stucco, WoodFrame
  • Roof: Composition, Shingle
  • Property Taxes: $2,580
  • MLS #: 788503
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Contact Information:
Beach Home For Sale in Panama City Beach, Florida
Listing Agent: Laura Hartzog, Coldwell Banker Realty, 850-527-0325, 850-234-6696 Listing Site, Listing Status: Active
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7586537
Viewed 24 times.
Updated: Apr 20, 2026

This property is a Home located at 12590 Emerald Lake Dr, Panama City Beach, Florida 32407, and is currently For Sale at $425,000. This Home has 3 bedrooms, 2.0 baths, 1211 sq ft.