Immaculate, move-in-ready waterfront home with NO HOA, NO CDD

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Home For Sale

105 SE 40th Terrace

Cape Coral, Florida 33904

Lee County

Waterfront: Yes

Community: CAPE CORAL

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$515,000 3 br, 3.0 bath 1590 sq. ft. 0.230 acres

Immaculate, move-in-ready waterfront home with NO HOA, NO CDD, and ASSESSMENTS PAID IN FULL! This one-owner, freshly painted 3-bedroom, 2.5-bath residence offers a desirable split floor plan with 1,590 sq. ft. under air and 9'4* ceilings throughout. Seller concessions available. For added peace of mind, the home has never flooded from any storm. Enjoy Gulf-access boating from this canal-front property featuring a private dock, boat lift, and canopy, with access to the Caloosahatchee River. The oversized 14' x 28' lanai under truss is plumbed for a wet bar and ideal for outdoor entertaining. Major updates include a new roof (2022), new air handler with ionizer (2022), new water heater (2022), hurricane-rated garage door (150 mph), and new garage door motor and opener (2024). Additional upgrades include added wall insulation for sound, irrigation system in place since construction, accordion shutters, programmable exterior garage lighting, new lanai lighting and fans (2023), and new bedroom ceiling fans (2023). The property also features a 3-car garage with 3-car driveway, concrete walkway surrounding the home, and expanded patio space for additional outdoor living-making this an exceptional opportunity for a well-maintained waterfront home showcasing pride of ownership.

Interior:
  • Bedrooms: 3
  • Baths: 3.0
  • Sq Ft: 1590
  • Year Built: 2002
  • Utilities: 
  • Fireplaces: 
  • Stories: 1
  • Heat/AC: Central, Electric (Heating)
  • Garage: Garage
Exterior:
  • Lot Size: 0.230 acre
  • Lot Dimensions: 
  • Waterfront: Yes
  • View Types: 
  • Yard: 
  • Siding: Block, Concrete, Stucco
  • Roof: Shingle
  • Property Taxes: $6,370
  • Swimming Pool: Yes
  • MLS #: 2026010522
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Contact Information:
Beach Home For Sale in Cape Coral, Florida
Listing Agent: Cathy Stout, RE/MAX Nautical Realty, 239-888-7116, 239-542-3332 Listing Site, Listing Status: Active
Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc.. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Ad Number: 7340683
Viewed 10 times.
Updated: Mar 02, 2026

This property is a Home located at 105 SE 40th Terrace, Cape Coral, Florida 33904, and is currently For Sale at $515,000. This Home has 3 bedrooms, 3.0 baths, 1590 sq ft.