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Ad #7654417
MLS #789572
Listing photo

Welcome to an extraordinary opportunity inside the prestigious

3303 Terra Cotta Dr, Panama City, Florida, 32408
$395,000
0Beds
0Baths
0Sqft
0.400Acres

About this property

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

Property Features

0 Beds
0 Baths
0 Sqft
0.400 Acres
On Beachfront
$1,277 / yr property tax
Bay County
Finisterre Community

Additional Photos

Additional listing photo 1

Contact Information

Jesse A Cole

Counts Real Estate Group Inc

770-833-7693

Location

Map
Listing Agent: Jesse A Cole (License #: SL3612004) 770-833-7693
Broker: Counts Real Estate Group Inc 850-249-3615 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Jul 21, 2026

Photo Gallery

Welcome to an extraordinary opportunity inside the prestigious - photo 1
Welcome to an extraordinary opportunity inside the prestigious - photo 2

$395,000

0
Beds
0
Baths
0
Sqft

3303 Terra Cotta Dr, Panama City, Florida, 32408

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City
Welcome to an extraordinary opportunity inside the prestigious - photo 1
Welcome to an extraordinary opportunity inside the prestigious - photo 2
MLS# 789572
Lot For Sale

Welcome to an extraordinary opportunity inside the prestigious

$395,000

3303 Terra Cotta Dr, Panama City, Florida, 32408

0
Beds
0
Baths
0
Sqft
0.400
Acres
$395,000
3303 Terra Cotta Dr, Panama City, Florida, 32408
0 Beds
0 Baths
0 Sqft
0.400 Acres
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.
8 days
on BeachHouse.com
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Property Details

HOME DETAILS

0 Beds
0 Baths
0 Sqft
0.400 Acres

BEACH & VIEW

On Beachfront

FINANCIAL & COMMUNITY

$1,277 / yr property tax
Bay County
Finisterre Community
See More Details

Location

Map
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Ad Statistics

Ad Number
7654417
Viewed
16 times
Listing Status
Active
Added
Jul 13, 2026
Last Refresh
Jul 21, 2026 05:01:16 AM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
789572
Listing Agent: Jesse A Cole (License #: SL3612004) 770-833-7693
Broker: Counts Real Estate Group Inc 850-249-3615 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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Welcome to this timeless Florida cottage nestled in the heart of - photo 1
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Welcome to this timeless Florida cottage nestled in the heart of

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Introducng 421 Snook Lane, located in the very desirable - photo 2
Introducng 421 Snook Lane, located in the very desirable - photo 3
Introducng 421 Snook Lane, located in the very desirable - photo 4
Introducng 421 Snook Lane, located in the very desirable - photo 5
Introducng 421 Snook Lane, located in the very desirable - photo 6
Introducng 421 Snook Lane, located in the very desirable - photo 7
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Introducng 421 Snook Lane, located in the very desirable - photo 11
Introducng 421 Snook Lane, located in the very desirable - photo 12
Introducng 421 Snook Lane, located in the very desirable - photo 13
Introducng 421 Snook Lane, located in the very desirable - photo 14
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Introducng 421 Snook Lane, located in the very desirable - photo 16
Introducng 421 Snook Lane, located in the very desirable - photo 17
Introducng 421 Snook Lane, located in the very desirable - photo 18
Introducng 421 Snook Lane, located in the very desirable - photo 19
Introducng 421 Snook Lane, located in the very desirable - photo 20
Introducng 421 Snook Lane, located in the very desirable - photo 21
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Introducng 421 Snook Lane, located in the very desirable - photo 23
Introducng 421 Snook Lane, located in the very desirable - photo 24
Introducng 421 Snook Lane, located in the very desirable - photo 25
Introducng 421 Snook Lane, located in the very desirable - photo 26
Introducng 421 Snook Lane, located in the very desirable - photo 27
Introducng 421 Snook Lane, located in the very desirable - photo 28
Introducng 421 Snook Lane, located in the very desirable - photo 29
Introducng 421 Snook Lane, located in the very desirable - photo 30
Introducng 421 Snook Lane, located in the very desirable - photo 31

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Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 2
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Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 18
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Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 20
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Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 22
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Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 24
Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 25
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Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 27
Welcome to Laketown Wharf Unit 1006, a highly sought after GULF - photo 28
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is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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SERVICES
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SUBSCRIBE
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.07.21
Terms & Policy