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Ad #7849751
MLS #785861
Listing photo

**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2

3209 Astor Ave, Panama City, Florida, 32405
$540,000
3Beds
3Baths
2,389Sqft
0.130Acres

About this property

**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2.5-bath ''Captiva'' floor plan located in the highly sought-after SweetBay community of Panama City--offering the perfect blend of bayfront living, modern comfort, and unbeatable convenience. Designed with entertaining in mind, the first floor showcases a spacious open-concept layout seamlessly connecting the living, dining, and kitchen areas. The chef's kitchen features stainless steel appliances, a smart refrigerator, a gas stove, an oversized island, a butler's pantry and an expansive walk-in pantry--ideal for gatherings both large and small. A dedicated office/flex space with double doors on the first floor provides the perfect setting for working from home, a playroom, or a hobby space, along with a convenient half bath for guests. Upstairs, you'll find a versatile secondary living room/flex space, perfect for a media room, additional lounge area, or study space. Two generously sized guest bedrooms, a full bathroom, and a laundry room complete the second level. The oversized primary suite is a private retreat featuring tray ceilings and a spa-like ensuite bath with double vanities, an oversized walk-in shower, a spacious walk-in closet, and a private water closet. Step outside to enjoy the screened porch overlooking a fenced backyard--perfect for relaxing evenings, pets, or outdoor entertaining. Additional highlights include newly installed Levelor window shades throughout, a paver patio, a detached 2-car garage, and an additional parking pad. Located just minutes from Tyndall Air Force Base, historic downtown Panama City, and the stunning beaches of the Emerald Coast, this home offers exceptional access to shopping, dining, and waterfront recreation. Residents of SweetBay enjoy resort-style amenities including bayfront access, miles of walking trails, parks, playgrounds, and the popular Academy University --bringing together community charm and coastal lifestyle in one extraordinary neighborhood. ASSUMABLE VA MORTGAGE BALANCE IS $383,574 through Mr. Cooper/Rocket Mortgage

Property Features

3 Beds
3 Baths
2,389 Sqft
Built in 2019
0.130 Acres
Alley, Garage, Open
Siding: HardiplankType
Shingle Roof
Central, Electric (Heating)
Bay County
Sweetbay Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Heather T Curry

Real Broker LLC

850-240-7475

Location

Map
Listing Agent: Heather T Curry (License #: SL3398814) 850-240-7475
Broker: Real Broker LLC 855-450-0442 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Jul 21, 2026

Photo Gallery

**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 1
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 2
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 3
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 4
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 5
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 6
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 7
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 8
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 9
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 10
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 11
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 12
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 13
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 14
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 15
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 16
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 17
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 18
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 19
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 20
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 21
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 22
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 23
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 24
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 25
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 26
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 27
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 28
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 29
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 30
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 31
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 32
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 33
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 34
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 35
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 36
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 37
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 38
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 39
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 40
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 41
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 42
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 43
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 44
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 45
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 46
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 47
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 48
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 49
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 50

$540,000

3
Beds
3
Baths
2,389
Sqft

3209 Astor Ave, Panama City, Florida, 32405

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 1
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 2
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 3
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 4
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2 - photo 5
MLS# 785861
Home For Sale

**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2

$540,000

3209 Astor Ave, Panama City, Florida, 32405

3
Beds
3
Baths
2,389
Sqft
0.130
Acres
$540,000
3209 Astor Ave, Panama City, Florida, 32405
3 Beds
3 Baths
2,389 Sqft
0.130 Acres
**ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2.5-bath ''Captiva'' floor plan located in the highly sought-after SweetBay community of Panama City--offering the perfect blend of bayfront living, modern comfort, and unbeatable convenience. Designed with entertaining in mind, the first floor showcases a spacious open-concept layout seamlessly connecting the living, dining, and kitchen areas. The chef's kitchen features stainless steel appliances, a smart refrigerator, a gas stove, an oversized island, a butler's pantry and an expansive walk-in pantry--ideal for gatherings both large and small. A dedicated office/flex space with double doors on the first floor provides the perfect setting for working from home, a playroom, or a hobby space, along with a convenient half bath for guests. Upstairs, you'll find a versatile secondary living room/flex space, perfect for a media room, additional lounge area, or study space. Two generously sized guest bedrooms, a full bathroom, and a laundry room complete the second level. The oversized primary suite is a private retreat featuring tray ceilings and a spa-like ensuite bath with double vanities, an oversized walk-in shower, a spacious walk-in closet, and a private water closet. Step outside to enjoy the screened porch overlooking a fenced backyard--perfect for relaxing evenings, pets, or outdoor entertaining. Additional highlights include newly installed Levelor window shades throughout, a paver patio, a detached 2-car garage, and an additional parking pad. Located just minutes from Tyndall Air Force Base, historic downtown Panama City, and the stunning beaches of the Emerald Coast, this home offers exceptional access to shopping, dining, and waterfront recreation. Residents of SweetBay enjoy resort-style amenities including bayfront access, miles of walking trails, parks, playgrounds, and the popular Academy University --bringing together community charm and coastal lifestyle in one extraordinary neighborhood. ASSUMABLE VA MORTGAGE BALANCE IS $383,574 through Mr. Cooper/Rocket Mortgage
20 days
on BeachHouse.com
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saves

Property Details

HOME DETAILS

3 Beds
3 Baths
2,389 Sqft
Built in 2019
0.130 Acres

EXTERIOR

Alley, Garage, Open
Siding: HardiplankType
Shingle Roof

INTERIOR

Central, Electric (Heating)

FINANCIAL & COMMUNITY

Bay County
Sweetbay Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7849751
Viewed
28 times
Listing Status
Active
Added
Jul 01, 2026
Last Refresh
Jul 21, 2026 12:05:46 PM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
785861
Listing Agent: Heather T Curry (License #: SL3398814) 850-240-7475
Broker: Real Broker LLC 855-450-0442 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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