Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential. The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views. Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access to a larger shared waterfront creates a rare opportunity to enjoy multiple water features on one property. This layout offers a versatile setup with a natural separation between the homesite and the rear portion of the property, making it well-suited for those seeking space, privacy, and recreational use. The property provides ample room for a custom home, workshop, and outdoor living areas, while still offering the benefit of waterfront access. Situated in a quiet, rural setting with county road frontage, this homesite provides the perfect balance of peaceful country living and accessibility. The property is located approximately 15 minutes to Lynn Haven and 25 minutes to Panama City, offering convenient access to shopping, dining, and everyday amenities. Zoned Residential Single Family with recorded covenants and restrictions. No HOA. Electric is available, with well and septic needed. Waterfront acreage of this size and setting is increasingly difficult to find in Bay County. Whether you are looking to build now or invest for the future, this property offers strong long-term potential.