This inviting home sits in one of the most sought-after areas of the Bay Indies Community, offering a rare combination of privacy, natural beauty, and everyday convenience. Located at 1262 North Indies Circle, this 1987 two bedroom, two bath residence welcomes you with a wide driveway that provides side to side parking for at least four cars, along with a shaded spot beneath the covered carport. It's an ideal place to grill, enjoy a meal outdoors, or simply unwind in the chaise lounge. There's even an area to park a golf cart. What truly sets this property apart is its serene setting along Curry Creek. A private dock offers a peaceful retreat where you can sit under an umbrella and watch the water drift by in a secluded, natural environment. Fish jump, turtles and manatees glide past, and an occasional kayak or canoe will wave hello. Hidden steps lead down to the water, giving you the ability to launch your own kayak and paddle out to the Bay, an unmatched lifestyle feature rarely found in the community. Stepping up through the corner entrance, you enter a bright kitchen updated with newer countertops and cabinets, a double sink, pantry, and an eat in area framed by a charming bay window. Luxury vinyl plank flooring runs throughout the home, complementing the split floor plan that offers privacy for both bedrooms. This home continues to impress as you move through the spacious bedrooms that are generously sized and filled with natural light. The guest room features a queen bed, a beautiful armoire, full closet, and its own bay window. The nearby guest bath includes a shower, wide vanity, and flush, making it convenient and private for visitors. The primary suite sits on the opposite side of the home, offering a true retreat. It currently accommodates a queen bed with plenty of room for a king, and a walk in closet provides plenty of storage. Sliding glass doors open directly into the sunroom, giving the space a private, suite-like feel. The ensuite bath is designed for comfort with a soaking tub and shower combo, a tiled surround, and a double sink vanity. The dining room is furnished with a table, chairs, a freestanding hutch, and a credenza, creating a welcoming setting for meals and entertaining. The living room continues the open, airy feel with vaulted ceilings and comes complete with a sofa, two recliners, two occasional chairs, and a large screen TV. Just beyond, the all season Florida room expands your living space even further. This sunroom includes a sofa, table and chairs, and even a roll top organ. Side to side sliding glass windows and screens allow you to take in the sweeping view of the large backyard and Curry Creek. A wet bar with cabinets adds convenience for gatherings, and an exit door leads to a small patio, an ideal spot to expand or create a cozy area for a gas firepit. The home is fully furnished and move ready. The solid roof was replaced in 2016, and the hot water heater is brand new in 2025, giving peace of mind for years to come. With its unbeatable location, serene waterfront setting, and appealing price, this is a home that truly stands out in the Bay Indies Community. Take full advantage of the Bay Indies amenities, gorgeous location and stroll or bike around the 3 mile walking path surrounding the park, take a dip in one of the 3 heated pools, play a game of tennis or pickleball, numerous card and trivia games, attend a concert or join a club. There are three clubhouses as a new state-of-the-art clubhouse is in progress and a full time activities director. All listing information us is considered appropriate and reliable but should be independently verified through personal inspection by appropriate professionals. Home must be maintained to the Community Prospectus. The lot rent is determined by the community office and covers all amenities offered including property taxes and lawn maintenance.