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Ad #7280184
MLS #995498
Listing photo

ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack

109 Rivercrest Cir, Santa Rosa Beach, Florida, 32459
$449,000
3Beds
2Baths
1,460Sqft
0.040Acres

About this property

ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene. HVAC 2016 WATER HEATER 2020 ROOF 2020 ROOF INSULATION SPRAYED 2023 ATTIC HOUSE FAN 2023 BACK YARD FENCE 2024 EXTENDED CONCRETE DRIVEWAY 2022 INTERIOR PAINT 2022 KITCHEN GRANITE COUNTERTOP 2022 TOILETS, BATHROOM VANITIES, MIRRORS, LIGHTS, CEILING FANS FRONT EXTERIOR LIGHTS 2022

Property Features

3 Beds
2 Baths
1,460 Sqft
Built in 2002
0.040 Acres
1 Story
Boat, Garage
Siding: Brick, Siding Vinyl
Has Fireplace
Central
Walton County
MACK BAYOU ESTATES Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Diana C Graves

Beach Properties of Florida

850-865-7731

Location

Map
Listing Agent: Diana C Graves (License #: 3432739) 850-865-7731
Broker: Beach Properties of Florida 850-534-3006 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BeachHouse.com
Printed Jul 22, 2026

Photo Gallery

ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 1
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 2
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 3
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 4
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 5
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 6
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 7
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 8
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 9
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 10
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 11
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 12
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 13
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 14
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 15
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 16
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 17
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 18
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 19
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 20
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 21
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 22
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 23
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 24
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 25
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 26
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 27
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 28
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 29
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 30
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 31
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 32
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 33
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 34
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 35
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 36

$449,000

3
Beds
2
Baths
1,460
Sqft

109 Rivercrest Cir, Santa Rosa Beach, Florida, 32459

By contacting this agent you agree to these Terms and Conditions.
Home Florida Santa Rosa Beach
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 1
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 2
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 3
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 4
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack - photo 5
MLS# 995498
Home For Sale

ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack

$449,000

109 Rivercrest Cir, Santa Rosa Beach, Florida, 32459

3
Beds
2
Baths
1,460
Sqft
0.040
Acres
$449,000
109 Rivercrest Cir, Santa Rosa Beach, Florida, 32459
3 Beds
2 Baths
1,460 Sqft
0.040 Acres
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene. HVAC 2016 WATER HEATER 2020 ROOF 2020 ROOF INSULATION SPRAYED 2023 ATTIC HOUSE FAN 2023 BACK YARD FENCE 2024 EXTENDED CONCRETE DRIVEWAY 2022 INTERIOR PAINT 2022 KITCHEN GRANITE COUNTERTOP 2022 TOILETS, BATHROOM VANITIES, MIRRORS, LIGHTS, CEILING FANS FRONT EXTERIOR LIGHTS 2022
155 days
on BeachHouse.com
137
views
0
saves

Property Details

HOME DETAILS

3 Beds
2 Baths
1,460 Sqft
Built in 2002
0.040 Acres
1 Story

EXTERIOR

Boat, Garage
Siding: Brick, Siding Vinyl

INTERIOR

Has Fireplace
Central

FINANCIAL & COMMUNITY

Walton County
MACK BAYOU ESTATES Community
See More Details

Location

Map
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Ad Statistics

Ad Number
7280184
Viewed
137 times
Listing Status
Active
Added
Feb 16, 2026
Last Refresh
Jul 22, 2026 05:58:14 AM

Listing Information

Data Source
Emerald Coast Association of Realtors
Source Property ID
995498
Listing Agent: Diana C Graves (License #: 3432739) 850-865-7731
Broker: Beach Properties of Florida 850-534-3006 Listing Site
Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com.
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 BeachHouse.com
Part of Dream Home Network, Inc.
Last updated on 2026.07.22
Terms & Policy